Mike Costaglio
Loan Officer
Certified Mortgage Advisor
(858) 602-2100
mcostaglio@earthlink.net
NMLS #238627 DRE #00574968


I began my mortgage career in 1978. Throughout my career, I have had the pleasure of helping buyers secure financing for the home of their dreams, helping investors achieve the right loan to maximize their investment, and helping homeowners refinance to lower their rate, shorten their loan term, or access home equity for a current need.

Today’s mortgage market requires timely information, professional representation, and multiple loan choices. I am a dedicated and knowledgeable mortgage professional with decades of combined mortgage and real estate experience. I will provide you with the most current specialized information that will help you make the right loan decision. Whether you are buying, refinancing, or planning your retirement with a Reverse Mortgage you can count on me to provide you with extraordinary service while helping you select the loan program that is right for you.

I am passionate about my business. You will find that I work differently than other mortgage brokers you may be familiar with. Beginning with our first contact with you and before you complete a loan application I will work to earn your business. My commitment includes a complete analysis of your goals, needs, and financial situation. I will thoroughly evaluate and explain your loan options and provide you with a written estimate of the loan program, interest rate, and fees. I will make sure you understand the process and are comfortable with your decision. I am here to provide you with the professionalism and integrity required to ensure that you feel secure in one of the most significant financial decisions of your life. I know that choosing the right mortgage professional is a very important decision. Not only will making the right choice benefit you financially, but it can also make a complex process both simple and enjoyable. I look forward to working with you.

Sincerly, Mike Costaglio